Commercial and business lending
Fort Knox Home Loans can advise on the best business loan products to fund your business growth and finance business initiatives. You have a choice of repayment options to suit your cash flow requirements as well as the choice of fixed or variable interest rates.
Business loans are available with loan terms of more than one year.
Fort Knox Home Loans is a trusted finance partner for many of our business clients. We advise on the suitability and competitiveness of existing loans and help acquire new funds.
We have helped many businesses with:
- restructuring debt,
- refinancing to a more competitive lender,
- obtaining new loans to fund growth,
- conducting financial audits.
Many business owners have found that they can save thousands of dollars in interest expenses by undertaking a review of their finances.
For more information contact Fort Knox Home Loans for a free consultation.
We can help with:
- Term Loans
- Financial Audits
- Invoicing Finance
- Bulk Principal Repayments
- Debt Consolidation
We have a specialist team of managers with specific industry experience and expertise to assist with a range of property developments from industrial and commercial to residential and recreational.
Some specific areas we can assist with are:
- Strata title offices
- Industrial warehouses
- Retail outlets
- Specialised securities
- Holiday let apartments
- Working capital finance
- Factories, shops and vacant land
Depending on the development, we can typically arrange a development loan for up to 70% of the gross value of the property, and even up to 100% on the total development cost (depending on the strength of the development).
Because your home loan will probably be your life’s biggest investment it is important that you obtain the best advice and make a decision based on the option that best suits your personal circumstances.
Fort Knox Home Loans as you mortgage specialist will guide you through the process to ensure that all your needs and options are considered.
Whether your business is large or small, whatever industry you are in, our equipment finance team can help with all types of operating leases and equipment rental.
Because we take the time to listen and understand your business and asset strategy, we can structure the deal according to your objectives. This gives you the flexibility to grow without excessive strain on the lifeblood of your business – your cash.
In today’s modern world a number of known brands and even many lesser known brands have franchised operations and provide opportunity for business owners to enter into business based on a tried and proven business.
Most banks now have franchise loans wherein they will extend some security value against the ‘brand’ of a franchise. This may mean clients need not necessarily provide as much security as the business will have an underlying value that a bank will rely upon. This value does not normally exist with other business types outside the franchise systems.
We are well versed with finance for franchises and aware of what packages are available via different financial institutions. Even some lesser known franchises can still be financed and we are well placed to assist.